New Law Promotes Access to Free Credit Reports
“A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months..”
The site makes it pretty easy to check your credit report at the three major credit reporting companies all in one shot, and it is well worth your time to do so.
First rule of credit card debt is do not run up rollover credit card debt. The usurious interest rates will eat you alive.
Second rule is don’t rely on credit reports from the bureaus. It is voluntary, with only 50% compliance.
I write much on this subject, and am always amazed at the level of naivety that prevails.
–Jack Payne
http://www.sixhrs.com